JOHN LOVEJOY, CFA®, CFP®
I was born in Gadsden, Alabama. After graduating from Gadsden High School, I attended Auburn University and graduated with a degree In Economics in 1970. My first job was as a traditional life insurance agent. I was a terrible salesman. However, I was an avid student and earned the Chartered Life Underwriter designation in 1974 as well as advanced certificates in Estate Planning and Business Valuation. While I loved the analytical part of the business and focused primarily on estate and business planning, I hated the compensation structure and felt there had to be a better business model.